• Sync Vision May 2026 Vol 67 

  Unknown author (SDM college of Business Management, 2026)
• Digital Finance Revolution: Evaluating its Effects on Inclusive Financial System 

  Hegde, Sowmya; K, Kavyashree (SDMIMD Journal of Management, 2024)

  Over the past few years, there has been notable progress in India’s efforts to enhance financial inclusion.The impact of adopting Digital Financial Services (DFS) has been on the rise, reflecting the Government of India’s ...
• Association Between Demographic Characteristics and Key Competency Components in Diverse Work Environments 

  Hegde, Sowmya; P, Vedava (British Journal of Business and Psychology Research, 2025)

  This study examines the relationship between demographic characteristics and key competency components among employees in IT work environments in India. A total of 292 respondents were selected using purposive sampling to ...
• Relationship between Competencies and Demographic Variables of the Employees: Competency Mapping of Private Sector Bank 

  Hegde, Sowmya (Orissa Journal of Commerce, 2022-12)

  It is well acknowledged that skilled labour is essential to the success of every organisation. For bank personnel to continue to be competent the bank needs employees with a wide variety of knowledge, skills, and ...
• Employee Competencies and Organisational Performance:A study in a Petrochemical Company 

  Hegde, Sowmya; P, Vedava (Shri Dharmasthala Manjunatheshwara College,Ujire, 2026-01)

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